Transparent pricing
Think beyond just fees — focus on value, growth, and what your money can actually do for you.
Free checking & savings accounts
No minimum balances
Up to 5.42%* yield on Mercury Treasury
Free domestic wires
Free USD international wires
1% fee on currency exchange
All the details
General
Account opening
Free
Minimum balance
$0
Monthly fees
None
Overdraft fees
None
Accounts
Checking account
Savings account
Mercury Treasury
5.42%*
Debit cards
Credit cards
1.5% Cashback**
Payments
Sending & receiving ACH
Free
Sending & receiving checks
Free
Sending domestic wires
Free
Receiving domestic wires
Free
Sending international wires
Free